Why You Should Budget for a Roofing Emergency (And How to Start)

Budgeting for a roofing emergency might not sound appealing.  But the reality is that roofing is vital to your safety.  Whether damaged by extreme weather or natural deterioration, you won’t want to let financial concerns prevent you from repairing your roof. 

Budgeting for a roofing emergency gives you peace of mind that if something extreme happens, you have the funds to cover it.  Keeping in mind Arizona’s harsh weather conditions, now is the time to prioritize your roof. 

How to Budget for a Roofing Emergency

Budgeting for a household emergency can significantly affect your ability to fund a necessary roof repair or replacement. Here are a few things to consider as you plan for the unexpected: 

Set Up an Emergency Household Fund

If you don’t already have an emergency household fund, you should consider starting one.  Experts recommend putting aside 1-3% of your household value into a separate fund.  So, if your home is worth $400,000, you’ll want to set aside $4,000 – $12,000.  

Look Through Your Insurance 

Insurance is a great place to start in an emergency, but only if you’re adequately covered at the time of the incident.  Check your home insurance policy to understand the nuances of your policy.  If your roof suffers damage, submit a claim for the required work. 

Look at Home Repair Grants

There are a series of federal home repair grants to help cover the cost of roofing repairs, restorations, and replacements.  Learn more about what they offer and who is eligible: 

Single House Family Repair Grant
Community Development Block Program

There are also tax incentives for home improvements that may be worth looking into. 

What is the Average Cost to Replace a Roof in Arizona?

Depending on the type and size of your roof, typical installation costs range from $5,000 – $50,000.  However, there are many factors to consider, including the extent of damage, the type of new roofing materials, and any other unforeseen circumstances.

At SUNVEK Roofing, we’ll give you a free estimate so you have an idea of your circumstances before you decide to invest in your roof.  After all, we want our customers to feel comfortable and cared for throughout the process. 

How Much to Repair a Roof in Arizona

The average cost to perform a minor repair on a roof in Arizona is around $700-800, but again, it depends on your roof’s circumstances. That’s why you want an honest and thorough estimate before any work begins. 

Stay Ahead of Roofing Surprises With Routine Inspections

Your roof should be checked periodically, according to the National Roofing Contractors Association.  You should also schedule an inspection after extreme winds, heavy monsoon storms, and at least once annually.  These inspections can uncover minor issues that are easier (and more budget-friendly) to repair.  They can easily develop into larger, more costly problems if unnoticed. 

Schedule an inspection with the SUNVEK Roofing team.

Work With Arizona Roofing Experts You Can Trust

When spending money on a new roof or a roof repair, the last thing you want is to be taken advantage of.  Before hiring a roofing team, do your due diligence and ensure they’re reputable and honest.

Since 1984, SUNVEK Roofing has provided roofing services around Arizona with lasting results and efficient timelines.  If you’re facing a roofing emergency, contact our team immediately.  We’re here to help get everything in order as quickly as possible.